The Board of Directors for the IEO have been diligently working for months to secure sensible and affordable liability coverage for our club owned utility trailer and its contents. The IEO’s trailer was purchased to store and transport the dressage rings and show set-up gear (tables, chairs, calculators, ribbons, trophies, signage, etc.) so that we can host our schooling shows. Club treasurer, Cindy Mattern, has led this expedition “In Search Of” the best coverage possible at the least price, and she has been educating us all about the challenges of finding the best liability insurance we can.
This has led me to think about what I like to call, “Cheap Insurance”, which are smart, practical, yet inexpensive ways to insulate yourself from catastrophic risks involving horses. Perhaps you too might want to buy yourself some Cheap Insurance? Here are a few of my favorites:
1. Wearing a properly fitted and secured ASTM/SEI safety helmet every time you ride.
2. Wearing a sturdy, waterproof boot every time you are in the stable or working around horses. Horses don’t mean to step on people (horses don’t like to put their feet in squishy places!) but accidents happen. Remember - An ounce of prevention is worth a pound of cure.
3. Outfitting your horse with flannel shipping bandages to protect his legs while trailering. Wrapping horses before we trailer doesn’t have to be expensive (6 yards of bandaging flannel = $10) and takes only a few minutes of your time, but can save
your horse from a preventable injury.
4. Outfitting your horse with a fly mask when you trailer. Every horse has a fly mask, but few owners think to cover their horses eyes and protect them from flying debris (hay, insects, sawdust, etc.) when they are traveling. This takes only a minute to remember, but it can prevent a corneal abrasion which could cancel your day of fun before it even gets started.
5. Equine Vaccination programs. The cost of disease prevention is so much less than the cost of disease treatment. Vaccine programs should be thoroughly discussed with your equine veterinarian and followed carefully.
Maybe you have additional “Cheap Insurance” ideas you’d like to share? Write to me at [email protected] and I’ll share your tips in our next newsletter.
Susan Moody, IEO President
This has led me to think about what I like to call, “Cheap Insurance”, which are smart, practical, yet inexpensive ways to insulate yourself from catastrophic risks involving horses. Perhaps you too might want to buy yourself some Cheap Insurance? Here are a few of my favorites:
1. Wearing a properly fitted and secured ASTM/SEI safety helmet every time you ride.
2. Wearing a sturdy, waterproof boot every time you are in the stable or working around horses. Horses don’t mean to step on people (horses don’t like to put their feet in squishy places!) but accidents happen. Remember - An ounce of prevention is worth a pound of cure.
3. Outfitting your horse with flannel shipping bandages to protect his legs while trailering. Wrapping horses before we trailer doesn’t have to be expensive (6 yards of bandaging flannel = $10) and takes only a few minutes of your time, but can save
your horse from a preventable injury.
4. Outfitting your horse with a fly mask when you trailer. Every horse has a fly mask, but few owners think to cover their horses eyes and protect them from flying debris (hay, insects, sawdust, etc.) when they are traveling. This takes only a minute to remember, but it can prevent a corneal abrasion which could cancel your day of fun before it even gets started.
5. Equine Vaccination programs. The cost of disease prevention is so much less than the cost of disease treatment. Vaccine programs should be thoroughly discussed with your equine veterinarian and followed carefully.
Maybe you have additional “Cheap Insurance” ideas you’d like to share? Write to me at [email protected] and I’ll share your tips in our next newsletter.
Susan Moody, IEO President
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